THE LIGHTHOUSE TEAM
Tom Kozlowski, CFP®
Tom co-founded Lighthouse Wealth Management with Andy Wilson in 1992 and the company just celebrated its 25th Anniversary in 2017.
Recognizing the value of having a team of professionals, Tom was the driving force behind Lighthouse’s signature service, 'The Compass Program.'
Providing our clients with a “one stop shop” for all their financial needs has differentiated the firm from other financial service providers. “Our clients appreciate having a team of professionals working diligently to maximize their financial..." read more
From the time he entered the industry, Andy Wilson had a dream to create an independent financial advisory firm that would provide completely unbiased financial advice. This meant no proprietary products – no ties to Wall Street firms – and no pressure to recommend the latest products to his clients. Quickly tiring of working for firms that were more interested in marketing a product than doing what was in the client’s best interest.
Andy realized his dream in 1992 and joined with his longtime business partner Tom Kozlowski to co-found Lighthouse Wealth Management, Inc. Andy now uses his years of experience to guide individuals, families, and businesses through the ever changing financial planning landscape with unbiased advice driven by his clients’ needs. read more
Ed Kozlowski is the Chief Compliance Officer and Chief Operation Officer for Lighthouse Wealth Management (LWM). He has been working professionally in these capacities since 2008.
Ed is responsible for the compliance activities of the firm. Ed also heads up the tax services divisions of Lighthouse Tax Services (LTS) and Lighthouse Tax & Business Consulting, Inc. (LT&BC), where he has been providing tax planning and tax preparation services for LWM clients since 2008.
Ed believes the team approach of helping clients achieve their financial goals is what makes LWM special. He looks forward to participating and seeing clients at the annual shredding event each year as it signals the end of another successful tax season. read more
Henry has worked in the Financial Services industry for over 20 years and now serves as Director of Research and Investment Strategy for Lighthouse Wealth Management.
He began working with Lighthouse in September of 2011 and became the newest partner of the firm in April of 2012. Henry has held positions with some of America’s largest pension providers and mutual fund companies. Prior to joining Lighthouse Henry ran his own investment management firm.
Henry’s decision to merge his business with Lighthouse was driven by a desire to be part of a like-minded, client-focused team of advisors while maintaining autonomy and passion for his work. read more
Jullie is the Chief Financial Officer for Lighthouse Wealth Management and joined the team in 2015.
A graduate of Shepherd University, Jullie has a Bachelor of Science degree in Accounting, with a double major in Economics. Jullie holds her Certified Public Accountant (CPA) designation and also has a background in financial planning.
In addition to overseeing the daily financial functions of Lighthouse Wealth, Jullie also provides tax planning, advice and tax preparation services for Lighthouse clients through Lighthouse Tax Services, LLC. read more
A native of Upstate New York, Katy loves the snow. After graduating from The Pennsylvania State University, she transplanted to Boston where she volunteered with AmeriCorps VISTA.
After her year of AmeriCorps service was complete, Katy earned her Masters of Business Administration with a concentration in Business Analytics at Simmons College. At the time, the Simmons College MBA program was women’s-only, offering a unique learning perspective.
She was introduced to the ‘real’ world of investing through her internship at Vanguard where she worked on improving the client experience and helped to quantitatively measure the social return on investment of the business’ employee programs. read more
Mike has been in the Financial Services industry for over 22 years, working with clients to help them plan for the present and future.
His years of experience allow him to offer practical financial advice gained after years of living, learning, and experiencing successes and disappointments through his own financial life and the lives of his many clients.
Mike’s decision to join Lighthouse Financial Advisors in February of 2009 came after successfully building a solo practice and finding challenges in growing and providing value added services to his clientele. He made a decision to join together with other advisors and after some research, he was referred to Tom and Andy, and the rest they say – is history read more
Brian has worked in the private wealth industry since 2012 and brings a great deal of knowledge in financial management, investment strategy, and estate planning to the clients he serves. After years working with a well known national broker-dealer, Brian brought his expertise and client base to Lighthouse Wealth Management where he can expand the quality and variety of financial services he offers.
Beyond contemplating efficient asset management -one of Brian's favorite topics- he can often be found enjoying the great outdoors. He has never found a ski slope he didn't like and will take to the rivers of the mid-Atlantic year round to enjoy time in his canoe (yes, even in winter). He is also a soccer enthusiast and will gladly share his adoration of Liverpool Football Club with you.
Brian lives in downtown Frederick and claims that this is the best place on earth to live because of the small town feel, with big city amenities and a healthy dose of all four seasons to boot. If you're every thirsty for a craft beer take Brian up on his offer to meet you at one of Frederick's local breweries.
Jonathan has enjoyed working with Lighthouse Wealth Management as a Support Advisor since April 2017.
After earning his Bachelor’s in Economics from the University of Maryland in 2015, he quickly attained valuable industry experience with a large online broker-dealer.
Jonathan and his wife, Jocelyn had a big year in 2017 - both getting married, and buying their first home in Frederick, MD. read more
Lynn joined the Lighthouse Team in May, 2015 after a successful 10-year career doing sales and marketing in the hospitality industry.
Originally from Michigan, Lynn relocated to Baltimore for a job offer after completing her undergrad education at Ferris State University. After her move, Lynn completed her Master’s degree at Baltimore International College (BIC), and taught undergrad hospitality business courses at BIC on the side.
From her education and time spent working in the hospitality industry, Lynn is known as a customer service guru. She has thoroughly enjoyed learning about the financial industry, and applying projects and processes in the Lighthouse office to streamline operations and enhance service and appearance. read more
Craig Habicht and Katrina Eversole are independent contractors for
Lighthouse and are not affiliated with Lighthouse Wealth Management.
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